What is a Non-Conforming Mortgage?

We call a home loan non-conforming because these types of loans are not backed by the two government-sponsored enterprises, Fannie Mae and Freddie Mac.

Did You Know?

Non-conforming loans are a great choice when the value of your chosen home exceeds the county loan thresholds.

The most popular non-conforming mortgage is Jumbo because it allows you to purchase a larger home without tapping into your savings. The good news is, they come with similar rates to any other loan. The bad news is, they usually require greater down payments (at least 20%) and more detailed financial documentation on your part, because lenders assume greater risks with these loans.

“Let’s Be Honest Here, Applying For A Home Loan Isn’t That Complicated. But To Pick The Right Loan That Resonates With Your Goals – Now That’s Another Story. That’s Where We Come In.”

Justin Haines, Founder

Non-Conforming Mortgage is for you if:

– You’re looking for a mortgage that lets you exceed county loan limits
– You have an excellent credit score with extensive financial documentation
– You can afford greater down payments and higher interest rates

Loan Features

– You’re looking for a mortgage that lets you exceed county loan limits
– You have an excellent credit score with extensive financial documentation
– You can afford greater down payments and higher interest rates

If you’re thinking about applying for a Non-Conforming Mortgage, our experts are more than willing to help you.

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